:root{--navy:#12233b;--blue:#2d648c;--sky:#edf5f8;--paper:#f8f9fb;--white:#fff;--ink:#182337;--muted:#5d6878;--line:#dce4ea;--gold:#c7974c}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.68 Inter,system-ui,-apple-system,"Segoe UI",sans-serif}
a{color:#245f89}header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(8px)}.head{max-width:1180px;margin:auto;padding:14px 22px;display:flex;align-items:center;gap:22px}.logo{font:700 21px/1.05 Georgia,serif;color:var(--navy);text-decoration:none;margin-right:auto}.logo span{display:block;font:700 9px/1.4 Inter,sans-serif;letter-spacing:.17em;color:var(--blue);margin-top:3px}.nav{display:flex;gap:16px;align-items:center}.nav a{text-decoration:none;color:var(--ink);font-size:13px}.btn{display:inline-block;background:var(--navy);color:#fff!important;text-decoration:none;padding:11px 16px;border-radius:7px;font-weight:750}.headercta{white-space:nowrap}
.layout{max-width:1180px;margin:auto;padding:42px 22px 80px;display:grid;grid-template-columns:minmax(0,800px) 280px;gap:46px}main{min-width:0}.crumb{font-size:12px;color:var(--muted);margin-bottom:22px}.crumb a{color:var(--muted)}h1,h2,h3{font-family:Georgia,serif;line-height:1.16;color:var(--navy)}h1{font-size:clamp(38px,5.4vw,62px);letter-spacing:-.025em;margin:.15em 0 .35em}h2{font-size:30px;margin-top:48px}h3{font-size:20px}.lead{font-size:20px;color:var(--muted);max-width:760px}.kicker{font-size:11px;font-weight:800;letter-spacing:.18em;color:var(--blue)}.hero{padding:26px 0 38px}.heroBtns{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}.ghost{display:inline-block;padding:10px 15px;border:1px solid var(--line);border-radius:7px;color:var(--navy)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.cards article,.verdict,.next,.sidebox{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:20px}.cards small{font-size:10px;font-weight:800;letter-spacing:.12em;color:var(--blue)}.cards h3{margin:.45em 0}.cards h3 a{color:var(--navy)}.verdict{border-left:4px solid var(--gold);background:#fffdf9}.next{margin-top:36px;background:var(--sky)}
.factgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:28px 0}.factgrid div{background:#fff;border:1px solid var(--line);padding:16px;border-radius:8px}.factgrid b{display:block;font:700 18px Georgia,serif}.factgrid span{font-size:12px;color:var(--muted)}
.scroll{overflow:auto;background:#fff;border:1px solid var(--line);border-radius:9px}table{width:100%;border-collapse:collapse;min-width:650px}th,td{text-align:left;padding:11px 13px;border-bottom:1px solid var(--line)}th{font-size:12px;background:#f3f6f8}
aside{position:relative}.sidewrap{position:sticky;top:94px}.sidebox{margin-bottom:16px}.sidebox h3{margin-top:0}.sidebox p{font-size:14px;color:var(--muted)}.sidebox .btn{width:100%;text-align:center}.sideLinks a{display:block;padding:8px 0;border-bottom:1px solid var(--line);font-size:13px;text-decoration:none}
.disclosure{font-size:12px;color:var(--muted);padding:10px 12px;background:#f0f3f5;border-radius:6px;margin-bottom:26px}
footer{background:var(--navy);color:#d9e0e8}.foot{max-width:1180px;margin:auto;padding:38px 22px;display:grid;grid-template-columns:2fr 1fr;gap:30px}.foot a{color:#fff}.foot small{color:#aeb9c7}.mobilebuy{display:none}
@media(max-width:900px){.nav a:not(.headercta){display:none}.layout{grid-template-columns:1fr}.layout aside{display:none}.cards{grid-template-columns:1fr}.factgrid{grid-template-columns:1fr 1fr}.mobilebuy{display:block;position:fixed;bottom:0;left:0;right:0;z-index:30;background:#fff;border-top:1px solid var(--line);padding:9px 14px}.mobilebuy .btn{display:block;text-align:center}.foot{grid-template-columns:1fr}body{padding-bottom:58px}}
@media(max-width:520px){.headercta{display:none}.head{padding:13px 16px}.layout{padding:28px 17px 70px}h1{font-size:40px}.factgrid{grid-template-columns:1fr}}